EGK EGK-TelCare — Region 2, Lucerne
Region 2, Lucerne: the EGK-TelCare model from EGK costs CHF 451.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 451.20, EGK-TelCare is not the lowest premium here: Agrisano goes down to CHF 425.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-TelCare costs CHF 844.80 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 451.20 | CHF 421.90 |
| 500 | CHF 439.60 | CHF 411.10 |
| 1'000 | CHF 410.40 | CHF 383.80 |
| 1'500 | CHF 381.20 | CHF 356.50 |
| 2'000 | CHF 352.10 | CHF 329.30 |
| 2'500 | CHF 322.90 | CHF 302.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 365.80 | CHF 342.10 |
| 500 | CHF 354.20 | CHF 331.20 |
| 1'000 | CHF 325.00 | CHF 303.90 |
| 1'500 | CHF 295.80 | CHF 276.60 |
| 2'000 | CHF 266.70 | CHF 249.40 |
| 2'500 | CHF 237.50 | CHF 222.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 111.00 | CHF 103.80 |
| 100 | CHF 110.10 | CHF 103.00 |
| 200 | CHF 109.10 | CHF 102.10 |
| 300 | CHF 108.10 | CHF 101.10 |
| 400 | CHF 107.10 | CHF 100.20 |
| 500 | CHF 106.10 | CHF 99.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.