EGK EGK-TelCare — Region 1, St. Gallen
Region 1, St. Gallen: the EGK-TelCare model from EGK costs CHF 508.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 508.20, EGK-TelCare is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-TelCare costs CHF 830.40 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 508.20 | CHF 475.20 |
| 500 | CHF 496.60 | CHF 464.40 |
| 1'000 | CHF 467.40 | CHF 437.10 |
| 1'500 | CHF 438.20 | CHF 409.80 |
| 2'000 | CHF 409.10 | CHF 382.60 |
| 2'500 | CHF 379.90 | CHF 355.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 380.30 | CHF 355.60 |
| 500 | CHF 368.70 | CHF 344.80 |
| 1'000 | CHF 339.50 | CHF 317.50 |
| 1'500 | CHF 310.30 | CHF 290.20 |
| 2'000 | CHF 281.20 | CHF 263.00 |
| 2'500 | CHF 252.00 | CHF 235.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.30 | CHF 109.70 |
| 100 | CHF 116.40 | CHF 108.90 |
| 200 | CHF 115.40 | CHF 107.90 |
| 300 | CHF 114.40 | CHF 107.00 |
| 400 | CHF 113.40 | CHF 106.10 |
| 500 | CHF 112.40 | CHF 105.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.