EGK EGK-TelCare — Region 2, Bern
Region 2, Bern: the EGK-TelCare model from EGK costs CHF 511.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 511.70, EGK-TelCare is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-TelCare costs CHF 1'306.80 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 511.70 | CHF 475.90 |
| 500 | CHF 500.10 | CHF 465.10 |
| 1'000 | CHF 470.90 | CHF 438.00 |
| 1'500 | CHF 441.70 | CHF 410.80 |
| 2'000 | CHF 412.60 | CHF 383.80 |
| 2'500 | CHF 383.40 | CHF 356.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 387.00 | CHF 360.00 |
| 500 | CHF 375.40 | CHF 349.20 |
| 1'000 | CHF 346.20 | CHF 322.00 |
| 1'500 | CHF 317.00 | CHF 294.90 |
| 2'000 | CHF 287.90 | CHF 267.80 |
| 2'500 | CHF 258.70 | CHF 240.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 137.00 | CHF 127.50 |
| 100 | CHF 136.10 | CHF 126.60 |
| 200 | CHF 135.10 | CHF 125.70 |
| 300 | CHF 134.10 | CHF 124.80 |
| 400 | CHF 133.10 | CHF 123.80 |
| 500 | CHF 132.10 | CHF 122.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.