EGK EGK-TelCare — Region 2, St. Gallen
Region 2, St. Gallen: the EGK-TelCare model from EGK costs CHF 457.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 457.80, EGK-TelCare is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-TelCare costs CHF 819.60 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 457.80 | CHF 428.10 |
| 500 | CHF 446.20 | CHF 417.20 |
| 1'000 | CHF 417.00 | CHF 389.90 |
| 1'500 | CHF 387.80 | CHF 362.60 |
| 2'000 | CHF 358.70 | CHF 335.40 |
| 2'500 | CHF 329.50 | CHF 308.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 356.00 | CHF 332.90 |
| 500 | CHF 344.40 | CHF 322.10 |
| 1'000 | CHF 315.20 | CHF 294.80 |
| 1'500 | CHF 286.00 | CHF 267.50 |
| 2'000 | CHF 256.90 | CHF 240.30 |
| 2'500 | CHF 227.70 | CHF 212.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 106.20 | CHF 99.30 |
| 100 | CHF 105.30 | CHF 98.50 |
| 200 | CHF 104.30 | CHF 97.60 |
| 300 | CHF 103.30 | CHF 96.60 |
| 400 | CHF 102.30 | CHF 95.70 |
| 500 | CHF 101.30 | CHF 94.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.