CPTwin.plus or CPTwin.win — Aargau
Aargau: with KPT, CPTwin.plus costs CHF 510.90 a month in 2026 and CPTwin.win CHF 546.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
CPTwin.plus is the cheaper of the two here: CHF 432.00 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CPTwin.plus is a "Group practice (HMO)" model. CPTwin.win is a "Family doctor" model.
- CPTwin.plus
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- CPTwin.win
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | CPTwin.plus | CPTwin.win | Gap per year |
|---|---|---|---|
| 300 | CHF 510.90 | CHF 546.90 | CHF 432.00 |
| 500 | CHF 499.30 | CHF 535.30 | CHF 432.00 |
| 1'000 | CHF 470.10 | CHF 506.10 | CHF 432.00 |
| 1'500 | CHF 440.90 | CHF 476.90 | CHF 432.00 |
| 2'500 | CHF 382.60 | CHF 418.60 | CHF 432.00 |
The comparison, region by region
- CPTwin.plus or CPTwin.win?
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.