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CPTwin.plus or CPTwin.win — Thurgau

Thurgau: with KPT, CPTwin.plus costs CHF 488.60 a month in 2026 and CPTwin.win CHF 522.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 406.80 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.plus is a "Group practice (HMO)" model. CPTwin.win is a "Family doctor" model.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • CPTwin.win

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCPTwin.plusCPTwin.winGap per year
300CHF 488.60CHF 522.50CHF 406.80
500CHF 477.00CHF 510.90CHF 406.80
1'000CHF 447.80CHF 481.70CHF 406.80
1'500CHF 418.60CHF 452.50CHF 406.80
2'500CHF 360.30CHF 394.20CHF 406.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.