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CPTwin.plus or CPTwin.win — Glarus

Glarus: with KPT, CPTwin.plus costs CHF 467.40 a month in 2026 and CPTwin.win CHF 499.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 382.80 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.plus is a "Group practice (HMO)" model. CPTwin.win is a "Family doctor" model.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • CPTwin.win

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCPTwin.plusCPTwin.winGap per year
300CHF 467.40CHF 499.30CHF 382.80
500CHF 455.80CHF 487.70CHF 382.80
1'000CHF 426.60CHF 458.50CHF 382.80
1'500CHF 397.40CHF 429.30CHF 382.80
2'500CHF 339.10CHF 371.00CHF 382.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.