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CPTwin.plus or CPTwin.win — Region 2, Ticino

Region 2, Ticino: with KPT, CPTwin.plus costs CHF 593.30 a month in 2026 and CPTwin.win CHF 604.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 130.80 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.plus is a "Group practice (HMO)" model. CPTwin.win is a "Family doctor" model.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • CPTwin.win

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCPTwin.plusCPTwin.winGap per year
300CHF 593.30CHF 604.20CHF 130.80
500CHF 581.70CHF 592.60CHF 130.80
1'000CHF 552.50CHF 563.40CHF 130.80
1'500CHF 523.30CHF 534.20CHF 130.80
2'500CHF 465.00CHF 475.90CHF 130.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.