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CPTwin.plus or CPTwin.win — Region 1, Zurich

Region 1, Zurich: with KPT, CPTwin.plus costs CHF 559.40 a month in 2026 and CPTwin.win CHF 564.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 62.40 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.plus is a "Group practice (HMO)" model. CPTwin.win is a "Family doctor" model.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • CPTwin.win

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCPTwin.plusCPTwin.winGap per year
300CHF 559.40CHF 564.60CHF 62.40
500CHF 547.80CHF 553.00CHF 62.40
1'000CHF 518.60CHF 523.80CHF 62.40
1'500CHF 489.40CHF 494.60CHF 62.40
2'500CHF 431.10CHF 436.30CHF 62.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.