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CPTwin.plus or CPTwin.win — Region 2, Schaffhausen

Region 2, Schaffhausen: with KPT, CPTwin.plus costs CHF 490.30 a month in 2026 and CPTwin.win CHF 524.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 409.20 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.plus is a "Group practice (HMO)" model. CPTwin.win is a "Family doctor" model.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • CPTwin.win

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCPTwin.plusCPTwin.winGap per year
300CHF 490.30CHF 524.40CHF 409.20
500CHF 478.70CHF 512.80CHF 409.20
1'000CHF 449.50CHF 483.60CHF 409.20
1'500CHF 420.30CHF 454.40CHF 409.20
2'500CHF 362.00CHF 396.10CHF 409.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.