CPTwin.plus or CPTwin.win — Region 1, Ticino
Region 1, Ticino: with KPT, CPTwin.plus costs CHF 613.30 a month in 2026 and CPTwin.win CHF 655.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
CPTwin.plus is the cheaper of the two here: CHF 510.00 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CPTwin.plus is a "Group practice (HMO)" model. CPTwin.win is a "Family doctor" model.
- CPTwin.plus
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- CPTwin.win
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | CPTwin.plus | CPTwin.win | Gap per year |
|---|---|---|---|
| 300 | CHF 613.30 | CHF 655.80 | CHF 510.00 |
| 500 | CHF 601.70 | CHF 644.20 | CHF 510.00 |
| 1'000 | CHF 572.50 | CHF 615.00 | CHF 510.00 |
| 1'500 | CHF 543.30 | CHF 585.80 | CHF 510.00 |
| 2'500 | CHF 485.00 | CHF 527.50 | CHF 510.00 |
The comparison, region by region
- CPTwin.plus or CPTwin.win?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.