Skip to content
Sophie

CPTwin.plus or CPTwin.win — Zug

Zug: with KPT, CPTwin.plus costs CHF 360.10 a month in 2026 and CPTwin.win CHF 381.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 261.60 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.plus is a "Group practice (HMO)" model. CPTwin.win is a "Family doctor" model.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • CPTwin.win

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCPTwin.plusCPTwin.winGap per year
300CHF 360.10CHF 381.90CHF 261.60
500CHF 348.50CHF 370.30CHF 261.60
1'000CHF 319.30CHF 341.10CHF 261.60
1'500CHF 290.10CHF 311.90CHF 261.60
2'500CHF 231.80CHF 253.60CHF 261.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.