CPTwin.plus or CPTwin.win — Schwyz
Schwyz: with KPT, CPTwin.plus costs CHF 489.90 a month in 2026 and CPTwin.win CHF 523.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
CPTwin.plus is the cheaper of the two here: CHF 408.00 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CPTwin.plus is a "Group practice (HMO)" model. CPTwin.win is a "Family doctor" model.
- CPTwin.plus
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- CPTwin.win
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | CPTwin.plus | CPTwin.win | Gap per year |
|---|---|---|---|
| 300 | CHF 489.90 | CHF 523.90 | CHF 408.00 |
| 500 | CHF 478.30 | CHF 512.30 | CHF 408.00 |
| 1'000 | CHF 449.10 | CHF 483.10 | CHF 408.00 |
| 1'500 | CHF 419.90 | CHF 453.90 | CHF 408.00 |
| 2'500 | CHF 361.60 | CHF 395.60 | CHF 408.00 |
The comparison, region by region
- CPTwin.plus or CPTwin.win?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.