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CPTwin.plus or CPTwin.win — Nidwalden

Nidwalden: with KPT, CPTwin.plus costs CHF 439.60 a month in 2026 and CPTwin.win CHF 468.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 351.60 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.plus is a "Group practice (HMO)" model. CPTwin.win is a "Family doctor" model.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • CPTwin.win

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCPTwin.plusCPTwin.winGap per year
300CHF 439.60CHF 468.90CHF 351.60
500CHF 428.00CHF 457.30CHF 351.60
1'000CHF 398.80CHF 428.10CHF 351.60
1'500CHF 369.60CHF 398.90CHF 351.60
2'500CHF 311.30CHF 340.60CHF 351.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.