CPTwin.plus or CPTwin.win — Uri
Uri: with KPT, CPTwin.plus costs CHF 437.00 a month in 2026 and CPTwin.win CHF 466.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
CPTwin.plus is the cheaper of the two here: CHF 349.20 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CPTwin.plus is a "Group practice (HMO)" model. CPTwin.win is a "Family doctor" model.
- CPTwin.plus
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- CPTwin.win
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | CPTwin.plus | CPTwin.win | Gap per year |
|---|---|---|---|
| 300 | CHF 437.00 | CHF 466.10 | CHF 349.20 |
| 500 | CHF 425.40 | CHF 454.50 | CHF 349.20 |
| 1'000 | CHF 396.20 | CHF 425.30 | CHF 349.20 |
| 1'500 | CHF 367.00 | CHF 396.10 | CHF 349.20 |
| 2'500 | CHF 308.70 | CHF 337.80 | CHF 349.20 |
The comparison, region by region
- CPTwin.plus or CPTwin.win?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Vaud — Region 1
- Vaud — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.