KPT CPTwin.plus — Aargau
Aargau: the CPTwin.plus model from KPT costs CHF 510.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 510.90, CPTwin.plus is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.plus costs CHF 810.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 510.90 | CHF 475.10 |
| 500 | CHF 499.30 | CHF 464.30 |
| 1'000 | CHF 470.10 | CHF 437.20 |
| 1'500 | CHF 440.90 | CHF 410.00 |
| 2'500 | CHF 382.60 | CHF 355.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 412.50 | CHF 383.60 |
| 500 | CHF 400.90 | CHF 372.80 |
| 1'000 | CHF 371.70 | CHF 345.70 |
| 1'500 | CHF 342.50 | CHF 318.50 |
| 2'500 | CHF 284.20 | CHF 264.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 118.10 | CHF 109.80 |
| 200 | CHF 108.20 | CHF 100.60 |
| 400 | CHF 98.30 | CHF 91.40 |
| 600 | CHF 88.30 | CHF 82.10 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.