KPT CPTwin.plus — Region 2, Bern
Region 2, Bern: the CPTwin.plus model from KPT costs CHF 534.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 534.80, CPTwin.plus is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.plus costs CHF 998.40 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 534.80 | CHF 497.40 |
| 500 | CHF 523.20 | CHF 486.60 |
| 1'000 | CHF 494.00 | CHF 459.40 |
| 1'500 | CHF 464.80 | CHF 432.30 |
| 2'500 | CHF 406.50 | CHF 378.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 432.20 | CHF 401.90 |
| 500 | CHF 420.60 | CHF 391.20 |
| 1'000 | CHF 391.40 | CHF 364.00 |
| 1'500 | CHF 362.20 | CHF 336.80 |
| 2'500 | CHF 303.90 | CHF 282.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.20 | CHF 114.50 |
| 200 | CHF 113.60 | CHF 105.60 |
| 400 | CHF 103.80 | CHF 96.50 |
| 600 | CHF 94.10 | CHF 87.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.