KPT CPTwin.plus — Region 1, Grisons
Region 1, Grisons: the CPTwin.plus model from KPT costs CHF 473.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 473.20, CPTwin.plus is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.plus costs CHF 848.40 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 473.20 | CHF 440.10 |
| 500 | CHF 461.60 | CHF 429.30 |
| 1'000 | CHF 432.40 | CHF 402.10 |
| 1'500 | CHF 403.20 | CHF 375.00 |
| 2'500 | CHF 344.90 | CHF 320.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 382.90 | CHF 356.10 |
| 500 | CHF 371.30 | CHF 345.30 |
| 1'000 | CHF 342.10 | CHF 318.20 |
| 1'500 | CHF 312.90 | CHF 291.00 |
| 2'500 | CHF 254.60 | CHF 236.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 108.40 | CHF 100.80 |
| 200 | CHF 98.80 | CHF 91.80 |
| 400 | CHF 89.10 | CHF 82.80 |
| 600 | CHF 79.40 | CHF 73.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.