KPT CPTwin.plus — Nidwalden
Nidwalden: the CPTwin.plus model from KPT costs CHF 439.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 439.60, CPTwin.plus is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.plus costs CHF 658.80 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 439.60 | CHF 408.80 |
| 500 | CHF 428.00 | CHF 398.00 |
| 1'000 | CHF 398.80 | CHF 370.90 |
| 1'500 | CHF 369.60 | CHF 343.70 |
| 2'500 | CHF 311.30 | CHF 289.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 355.50 | CHF 330.60 |
| 500 | CHF 343.90 | CHF 319.80 |
| 1'000 | CHF 314.70 | CHF 292.70 |
| 1'500 | CHF 285.50 | CHF 265.50 |
| 2'500 | CHF 227.20 | CHF 211.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 101.00 | CHF 93.90 |
| 200 | CHF 91.10 | CHF 84.70 |
| 400 | CHF 81.20 | CHF 75.50 |
| 600 | CHF 71.20 | CHF 66.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.