KPT CPTwin.plus — Region 3, Grisons
Region 3, Grisons: the CPTwin.plus model from KPT costs CHF 480.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 480.70, CPTwin.plus is not the lowest premium here: vita surselva goes down to CHF 404.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.plus costs CHF 746.40 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 480.70 | CHF 447.10 |
| 500 | CHF 469.10 | CHF 436.30 |
| 1'000 | CHF 439.90 | CHF 409.10 |
| 1'500 | CHF 410.70 | CHF 382.00 |
| 2'500 | CHF 352.40 | CHF 327.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 388.40 | CHF 361.20 |
| 500 | CHF 376.80 | CHF 350.40 |
| 1'000 | CHF 347.60 | CHF 323.30 |
| 1'500 | CHF 318.40 | CHF 296.10 |
| 2'500 | CHF 260.10 | CHF 241.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 110.90 | CHF 103.10 |
| 200 | CHF 101.00 | CHF 93.90 |
| 400 | CHF 91.00 | CHF 84.60 |
| 600 | CHF 81.10 | CHF 75.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.