KPT CPTwin.plus — Thurgau
Thurgau: the CPTwin.plus model from KPT costs CHF 488.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 488.60, CPTwin.plus is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.plus costs CHF 763.20 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 488.60 | CHF 454.40 |
| 500 | CHF 477.00 | CHF 443.60 |
| 1'000 | CHF 447.80 | CHF 416.50 |
| 1'500 | CHF 418.60 | CHF 389.30 |
| 2'500 | CHF 360.30 | CHF 335.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 394.80 | CHF 367.20 |
| 500 | CHF 383.20 | CHF 356.40 |
| 1'000 | CHF 354.00 | CHF 329.20 |
| 1'500 | CHF 324.80 | CHF 302.10 |
| 2'500 | CHF 266.50 | CHF 247.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 112.70 | CHF 104.80 |
| 200 | CHF 102.80 | CHF 95.60 |
| 400 | CHF 93.00 | CHF 86.40 |
| 600 | CHF 83.00 | CHF 77.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Ticino — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.