KPT CPTwin.plus — Region 1, Bern
Region 1, Bern: the CPTwin.plus model from KPT costs CHF 595.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 595.00, CPTwin.plus is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.plus costs CHF 1'147.20 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 595.00 | CHF 553.40 |
| 500 | CHF 583.40 | CHF 542.60 |
| 1'000 | CHF 554.20 | CHF 515.40 |
| 1'500 | CHF 525.00 | CHF 488.30 |
| 2'500 | CHF 466.70 | CHF 434.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 480.40 | CHF 446.80 |
| 500 | CHF 468.80 | CHF 436.00 |
| 1'000 | CHF 439.60 | CHF 408.80 |
| 1'500 | CHF 410.40 | CHF 381.70 |
| 2'500 | CHF 352.10 | CHF 327.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 137.70 | CHF 128.00 |
| 200 | CHF 128.00 | CHF 119.00 |
| 400 | CHF 118.30 | CHF 110.00 |
| 600 | CHF 108.50 | CHF 100.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.