KPT CPTwin.plus — Region 2, Fribourg
Region 2, Fribourg: the CPTwin.plus model from KPT costs CHF 492.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 492.40, CPTwin.plus is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.plus costs CHF 771.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 492.40 | CHF 457.90 |
| 500 | CHF 480.80 | CHF 447.10 |
| 1'000 | CHF 451.60 | CHF 420.00 |
| 1'500 | CHF 422.40 | CHF 392.80 |
| 2'500 | CHF 364.10 | CHF 338.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 397.80 | CHF 370.00 |
| 500 | CHF 386.20 | CHF 359.20 |
| 1'000 | CHF 357.00 | CHF 332.00 |
| 1'500 | CHF 327.80 | CHF 304.90 |
| 2'500 | CHF 269.50 | CHF 250.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 113.70 | CHF 105.70 |
| 200 | CHF 103.80 | CHF 96.50 |
| 400 | CHF 93.80 | CHF 87.20 |
| 600 | CHF 83.90 | CHF 78.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.