KPT CPTwin.plus — Region 2, Grisons
Region 2, Grisons: the CPTwin.plus model from KPT costs CHF 476.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 476.60, CPTwin.plus is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.plus costs CHF 738.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 476.60 | CHF 443.20 |
| 500 | CHF 465.00 | CHF 432.50 |
| 1'000 | CHF 435.80 | CHF 405.30 |
| 1'500 | CHF 406.60 | CHF 378.10 |
| 2'500 | CHF 348.30 | CHF 323.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 385.20 | CHF 358.20 |
| 500 | CHF 373.60 | CHF 347.40 |
| 1'000 | CHF 344.40 | CHF 320.30 |
| 1'500 | CHF 315.20 | CHF 293.10 |
| 2'500 | CHF 256.90 | CHF 238.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 109.80 | CHF 102.10 |
| 200 | CHF 99.90 | CHF 92.90 |
| 400 | CHF 90.00 | CHF 83.70 |
| 600 | CHF 80.00 | CHF 74.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.