KPT CPTwin.plus — Neuchâtel
Neuchâtel: the CPTwin.plus model from KPT costs CHF 676.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 676.70, CPTwin.plus is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.plus costs CHF 1'161.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 676.70 | CHF 629.30 |
| 500 | CHF 665.10 | CHF 618.50 |
| 1'000 | CHF 635.90 | CHF 591.40 |
| 1'500 | CHF 606.70 | CHF 564.20 |
| 2'500 | CHF 548.40 | CHF 510.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 545.20 | CHF 507.00 |
| 500 | CHF 533.60 | CHF 496.20 |
| 1'000 | CHF 504.40 | CHF 469.10 |
| 1'500 | CHF 475.20 | CHF 441.90 |
| 2'500 | CHF 416.90 | CHF 387.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 157.90 | CHF 146.80 |
| 200 | CHF 148.00 | CHF 137.60 |
| 400 | CHF 138.00 | CHF 128.30 |
| 600 | CHF 128.10 | CHF 119.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.