KPT CPTwin.plus — Geneva
Geneva: the CPTwin.plus model from KPT costs CHF 626.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 626.60, CPTwin.plus is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.plus costs CHF 1'495.20 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 626.60 | CHF 582.70 |
| 500 | CHF 615.00 | CHF 572.00 |
| 1'000 | CHF 585.80 | CHF 544.80 |
| 1'500 | CHF 556.60 | CHF 517.60 |
| 2'500 | CHF 498.30 | CHF 463.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 506.50 | CHF 471.00 |
| 500 | CHF 494.90 | CHF 460.30 |
| 1'000 | CHF 465.70 | CHF 433.10 |
| 1'500 | CHF 436.50 | CHF 405.90 |
| 2'500 | CHF 378.20 | CHF 351.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 144.40 | CHF 134.20 |
| 200 | CHF 135.10 | CHF 125.60 |
| 400 | CHF 125.70 | CHF 116.90 |
| 600 | CHF 116.40 | CHF 108.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.