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PrimaCare or SanaTel — Aargau

Aargau: with Mutuel, PrimaCare costs CHF 548.40 a month in 2026 and SanaTel CHF 500.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 578.40 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 548.40CHF 500.20CHF 578.40
500CHF 536.90CHF 488.70CHF 578.40
1'000CHF 507.90CHF 459.70CHF 578.40
1'500CHF 478.40CHF 430.20CHF 578.40
2'000CHF 449.40CHF 401.20CHF 578.40
2'500CHF 420.40CHF 372.20CHF 578.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.