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Sophie

PrimaCare or SanaTel — Region 1, Schaffhausen

Region 1, Schaffhausen: with Mutuel, PrimaCare costs CHF 574.20 a month in 2026 and SanaTel CHF 564.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 114.00 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 574.20CHF 564.70CHF 114.00
500CHF 562.70CHF 553.20CHF 114.00
1'000CHF 533.70CHF 524.20CHF 114.00
1'500CHF 504.20CHF 494.70CHF 114.00
2'000CHF 475.20CHF 465.70CHF 114.00
2'500CHF 446.20CHF 436.70CHF 114.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.