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PrimaCare or SanaTel — Region 1, Fribourg

Region 1, Fribourg: with Mutuel, PrimaCare costs CHF 587.30 a month in 2026 and SanaTel CHF 577.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 116.40 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 587.30CHF 577.60CHF 116.40
500CHF 575.80CHF 566.10CHF 116.40
1'000CHF 546.80CHF 537.10CHF 116.40
1'500CHF 517.30CHF 507.60CHF 116.40
2'000CHF 488.30CHF 478.60CHF 116.40
2'500CHF 459.30CHF 449.60CHF 116.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.