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Sophie

PrimaCare or SanaTel — Region 2, Ticino

Region 2, Ticino: with Mutuel, PrimaCare costs CHF 667.80 a month in 2026 and SanaTel CHF 649.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 220.80 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 667.80CHF 649.40CHF 220.80
500CHF 656.30CHF 637.90CHF 220.80
1'000CHF 627.30CHF 608.90CHF 220.80
1'500CHF 597.80CHF 579.40CHF 220.80
2'000CHF 568.80CHF 550.40CHF 220.80
2'500CHF 539.80CHF 521.40CHF 220.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.