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PrimaCare or SanaTel — Region 1, Grisons

Region 1, Grisons: with Mutuel, PrimaCare costs CHF 498.70 a month in 2026 and SanaTel CHF 479.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 230.40 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 498.70CHF 479.50CHF 230.40
500CHF 487.20CHF 468.00CHF 230.40
1'000CHF 458.20CHF 439.00CHF 230.40
1'500CHF 428.70CHF 409.50CHF 230.40
2'000CHF 399.70CHF 380.50CHF 230.40
2'500CHF 370.70CHF 351.50CHF 230.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.