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PrimaCare or SanaTel — Nidwalden

Nidwalden: with Mutuel, PrimaCare costs CHF 528.90 a month in 2026 and SanaTel CHF 520.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 105.60 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 528.90CHF 520.10CHF 105.60
500CHF 517.40CHF 508.60CHF 105.60
1'000CHF 488.40CHF 479.60CHF 105.60
1'500CHF 458.90CHF 450.10CHF 105.60
2'000CHF 429.90CHF 421.10CHF 105.60
2'500CHF 400.90CHF 392.10CHF 105.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.