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PrimaCare or SanaTel — Region 2, Fribourg

Region 2, Fribourg: with Mutuel, PrimaCare costs CHF 555.00 a month in 2026 and SanaTel CHF 545.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 110.40 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 555.00CHF 545.80CHF 110.40
500CHF 543.50CHF 534.30CHF 110.40
1'000CHF 514.50CHF 505.30CHF 110.40
1'500CHF 485.00CHF 475.80CHF 110.40
2'000CHF 456.00CHF 446.80CHF 110.40
2'500CHF 427.00CHF 417.80CHF 110.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.