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Sophie

PrimaCare or SanaTel — Region 1, Ticino

Region 1, Ticino: with Mutuel, PrimaCare costs CHF 702.90 a month in 2026 and SanaTel CHF 683.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 231.60 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 702.90CHF 683.60CHF 231.60
500CHF 691.40CHF 672.10CHF 231.60
1'000CHF 662.40CHF 643.10CHF 231.60
1'500CHF 632.90CHF 613.60CHF 231.60
2'000CHF 603.90CHF 584.60CHF 231.60
2'500CHF 574.90CHF 555.60CHF 231.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.