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Sophie

PrimaCare or SanaTel — Region 1, Vaud

Region 1, Vaud: with Mutuel, PrimaCare costs CHF 653.40 a month in 2026 and SanaTel CHF 617.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 430.80 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 653.40CHF 617.50CHF 430.80
500CHF 641.90CHF 606.00CHF 430.80
1'000CHF 612.90CHF 577.00CHF 430.80
1'500CHF 583.40CHF 547.50CHF 430.80
2'000CHF 554.40CHF 518.50CHF 430.80
2'500CHF 525.40CHF 489.50CHF 430.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.