PrimaCare or SanaTel — Appenzell Innerrhoden
Appenzell Innerrhoden: with Mutuel, PrimaCare costs CHF 439.10 a month in 2026 and SanaTel CHF 422.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
SanaTel is the cheaper of the two here: CHF 202.80 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.
The price at every deductible
| Deductible | PrimaCare | SanaTel | Gap per year |
|---|---|---|---|
| 300 | CHF 439.10 | CHF 422.20 | CHF 202.80 |
| 500 | CHF 427.60 | CHF 410.70 | CHF 202.80 |
| 1'000 | CHF 398.60 | CHF 381.70 | CHF 202.80 |
| 1'500 | CHF 369.10 | CHF 352.20 | CHF 202.80 |
| 2'000 | CHF 340.10 | CHF 323.20 | CHF 202.80 |
| 2'500 | CHF 311.10 | CHF 294.20 | CHF 202.80 |
The comparison, region by region
- PrimaCare or SanaTel?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.