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PrimaCare or SanaTel — Thurgau

Thurgau: with Mutuel, PrimaCare costs CHF 505.20 a month in 2026 and SanaTel CHF 496.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 99.60 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 505.20CHF 496.90CHF 99.60
500CHF 493.70CHF 485.40CHF 99.60
1'000CHF 464.70CHF 456.40CHF 99.60
1'500CHF 435.20CHF 426.90CHF 99.60
2'000CHF 406.20CHF 397.90CHF 99.60
2'500CHF 377.20CHF 368.90CHF 99.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.