ÖKK Centre de santé — Appenzell Ausserrhoden
Appenzell Ausserrhoden: the Centre de santé model from ÖKK costs CHF 436.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 436.80, Centre de santé is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Centre de santé costs CHF 782.40 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 436.80 | CHF 406.30 |
| 500 | CHF 425.20 | CHF 395.50 |
| 1'000 | CHF 396.00 | CHF 368.30 |
| 1'500 | CHF 366.80 | CHF 341.20 |
| 2'000 | CHF 337.70 | CHF 314.10 |
| 2'500 | CHF 308.50 | CHF 287.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 327.60 | CHF 304.70 |
| 500 | CHF 316.00 | CHF 293.90 |
| 1'000 | CHF 286.80 | CHF 266.80 |
| 1'500 | CHF 257.60 | CHF 239.60 |
| 2'000 | CHF 228.50 | CHF 212.60 |
| 2'500 | CHF 202.50 | CHF 188.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 109.20 | CHF 101.60 |
| 200 | CHF 97.60 | CHF 90.80 |
| 400 | CHF 85.90 | CHF 79.90 |
| 600 | CHF 74.20 | CHF 69.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.