ÖKK Centre de santé — Region 1, Bern
Region 1, Bern: the Centre de santé model from ÖKK costs CHF 585.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 585.20, Centre de santé is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Centre de santé costs CHF 957.60 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 585.20 | CHF 544.30 |
| 500 | CHF 573.60 | CHF 533.50 |
| 1'000 | CHF 544.40 | CHF 506.30 |
| 1'500 | CHF 515.20 | CHF 479.20 |
| 2'000 | CHF 486.10 | CHF 452.10 |
| 2'500 | CHF 465.20 | CHF 432.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 424.30 | CHF 394.60 |
| 500 | CHF 412.70 | CHF 383.90 |
| 1'000 | CHF 383.50 | CHF 356.70 |
| 1'500 | CHF 354.30 | CHF 329.50 |
| 2'000 | CHF 325.20 | CHF 302.50 |
| 2'500 | CHF 304.30 | CHF 283.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.80 | CHF 119.80 |
| 200 | CHF 117.20 | CHF 109.00 |
| 400 | CHF 105.50 | CHF 98.20 |
| 600 | CHF 93.80 | CHF 87.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.