ÖKK Centre de santé — Region 3, St. Gallen
Region 3, St. Gallen: the Centre de santé model from ÖKK costs CHF 447.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 447.10, Centre de santé is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Centre de santé costs CHF 730.80 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 447.10 | CHF 415.90 |
| 500 | CHF 435.50 | CHF 405.10 |
| 1'000 | CHF 406.30 | CHF 377.90 |
| 1'500 | CHF 377.10 | CHF 350.80 |
| 2'000 | CHF 348.00 | CHF 323.70 |
| 2'500 | CHF 327.10 | CHF 304.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 324.20 | CHF 301.60 |
| 500 | CHF 312.60 | CHF 290.80 |
| 1'000 | CHF 283.40 | CHF 263.60 |
| 1'500 | CHF 254.20 | CHF 236.50 |
| 2'000 | CHF 225.10 | CHF 209.40 |
| 2'500 | CHF 204.20 | CHF 190.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 98.40 | CHF 91.60 |
| 200 | CHF 86.80 | CHF 80.80 |
| 400 | CHF 75.10 | CHF 69.90 |
| 600 | CHF 63.40 | CHF 59.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.