ÖKK Centre de santé — Appenzell Innerrhoden
Appenzell Innerrhoden: the Centre de santé model from ÖKK costs CHF 367.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 367.20, Centre de santé is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Centre de santé costs CHF 657.60 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 367.20 | CHF 341.50 |
| 500 | CHF 355.60 | CHF 330.80 |
| 1'000 | CHF 326.40 | CHF 303.60 |
| 1'500 | CHF 297.20 | CHF 276.40 |
| 2'000 | CHF 268.10 | CHF 249.40 |
| 2'500 | CHF 238.90 | CHF 222.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 275.40 | CHF 256.20 |
| 500 | CHF 263.80 | CHF 245.40 |
| 1'000 | CHF 234.60 | CHF 218.20 |
| 1'500 | CHF 205.40 | CHF 191.10 |
| 2'000 | CHF 176.30 | CHF 164.00 |
| 2'500 | CHF 170.20 | CHF 158.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 91.80 | CHF 85.40 |
| 200 | CHF 80.20 | CHF 74.60 |
| 400 | CHF 68.50 | CHF 63.80 |
| 600 | CHF 56.80 | CHF 52.90 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.