ÖKK Centre de santé — Region 2, Bern
Region 2, Bern: the Centre de santé model from ÖKK costs CHF 503.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 503.40, Centre de santé is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Centre de santé costs CHF 823.20 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 503.40 | CHF 468.20 |
| 500 | CHF 491.80 | CHF 457.40 |
| 1'000 | CHF 462.60 | CHF 430.30 |
| 1'500 | CHF 433.40 | CHF 403.10 |
| 2'000 | CHF 404.30 | CHF 376.00 |
| 2'500 | CHF 383.40 | CHF 356.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 365.00 | CHF 339.50 |
| 500 | CHF 353.40 | CHF 328.70 |
| 1'000 | CHF 324.20 | CHF 301.60 |
| 1'500 | CHF 295.00 | CHF 274.40 |
| 2'000 | CHF 265.90 | CHF 247.30 |
| 2'500 | CHF 245.00 | CHF 227.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 110.80 | CHF 103.10 |
| 200 | CHF 99.20 | CHF 92.30 |
| 400 | CHF 87.50 | CHF 81.40 |
| 600 | CHF 75.80 | CHF 70.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.