ÖKK Centre de santé — Region 2, Lucerne
Region 2, Lucerne: the Centre de santé model from ÖKK costs CHF 458.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 458.50, Centre de santé is not the lowest premium here: Agrisano goes down to CHF 425.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Centre de santé costs CHF 750.00 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 458.50 | CHF 426.50 |
| 500 | CHF 446.90 | CHF 415.70 |
| 1'000 | CHF 417.70 | CHF 388.50 |
| 1'500 | CHF 388.50 | CHF 361.40 |
| 2'000 | CHF 359.40 | CHF 334.30 |
| 2'500 | CHF 330.20 | CHF 307.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 343.90 | CHF 319.90 |
| 500 | CHF 332.30 | CHF 309.10 |
| 1'000 | CHF 303.10 | CHF 281.90 |
| 1'500 | CHF 273.90 | CHF 254.80 |
| 2'000 | CHF 244.80 | CHF 227.70 |
| 2'500 | CHF 215.60 | CHF 200.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 100.90 | CHF 93.90 |
| 200 | CHF 89.30 | CHF 83.10 |
| 400 | CHF 77.60 | CHF 72.20 |
| 600 | CHF 65.90 | CHF 61.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.