ÖKK Centre de santé — Region 1, Lucerne
Region 1, Lucerne: the Centre de santé model from ÖKK costs CHF 481.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 481.40, Centre de santé is not the lowest premium here: Atupri goes down to CHF 451.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Centre de santé costs CHF 787.20 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 481.40 | CHF 447.80 |
| 500 | CHF 469.80 | CHF 437.00 |
| 1'000 | CHF 440.60 | CHF 409.80 |
| 1'500 | CHF 411.40 | CHF 382.70 |
| 2'000 | CHF 382.30 | CHF 355.60 |
| 2'500 | CHF 353.10 | CHF 328.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 361.10 | CHF 335.90 |
| 500 | CHF 349.50 | CHF 325.10 |
| 1'000 | CHF 320.30 | CHF 297.90 |
| 1'500 | CHF 291.10 | CHF 270.80 |
| 2'000 | CHF 262.00 | CHF 243.70 |
| 2'500 | CHF 232.80 | CHF 216.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.90 | CHF 98.50 |
| 200 | CHF 94.30 | CHF 87.70 |
| 400 | CHF 82.60 | CHF 76.90 |
| 600 | CHF 70.90 | CHF 66.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.