ÖKK Centre de santé — Region 3, Bern
Region 3, Bern: the Centre de santé model from ÖKK costs CHF 477.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 477.00, Centre de santé is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Centre de santé costs CHF 780.00 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 477.00 | CHF 443.70 |
| 500 | CHF 465.40 | CHF 432.90 |
| 1'000 | CHF 436.20 | CHF 405.70 |
| 1'500 | CHF 407.00 | CHF 378.60 |
| 2'000 | CHF 377.90 | CHF 351.50 |
| 2'500 | CHF 357.00 | CHF 332.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 345.80 | CHF 321.60 |
| 500 | CHF 334.20 | CHF 310.90 |
| 1'000 | CHF 305.00 | CHF 283.70 |
| 1'500 | CHF 275.80 | CHF 256.50 |
| 2'000 | CHF 246.70 | CHF 229.50 |
| 2'500 | CHF 225.80 | CHF 210.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.00 | CHF 97.70 |
| 200 | CHF 93.40 | CHF 86.90 |
| 400 | CHF 81.70 | CHF 76.00 |
| 600 | CHF 70.00 | CHF 65.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.