ÖKK Centre de santé — Obwalden
Obwalden: the Centre de santé model from ÖKK costs CHF 427.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 427.20, Centre de santé is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Centre de santé costs CHF 765.60 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 427.20 | CHF 397.30 |
| 500 | CHF 415.60 | CHF 386.60 |
| 1'000 | CHF 386.40 | CHF 359.40 |
| 1'500 | CHF 357.20 | CHF 332.20 |
| 2'000 | CHF 328.10 | CHF 305.20 |
| 2'500 | CHF 298.90 | CHF 278.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 320.40 | CHF 298.00 |
| 500 | CHF 308.80 | CHF 287.20 |
| 1'000 | CHF 279.60 | CHF 260.10 |
| 1'500 | CHF 250.40 | CHF 232.90 |
| 2'000 | CHF 221.30 | CHF 205.90 |
| 2'500 | CHF 198.00 | CHF 184.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 106.80 | CHF 99.40 |
| 200 | CHF 95.20 | CHF 88.60 |
| 400 | CHF 83.50 | CHF 77.70 |
| 600 | CHF 71.80 | CHF 66.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.