ÖKK Centre de santé — Region 1, St. Gallen
Region 1, St. Gallen: the Centre de santé model from ÖKK costs CHF 485.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 485.80, Centre de santé is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Centre de santé costs CHF 794.40 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 485.80 | CHF 451.80 |
| 500 | CHF 474.20 | CHF 441.10 |
| 1'000 | CHF 445.00 | CHF 413.90 |
| 1'500 | CHF 415.80 | CHF 386.70 |
| 2'000 | CHF 386.70 | CHF 359.70 |
| 2'500 | CHF 365.80 | CHF 340.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 352.20 | CHF 327.60 |
| 500 | CHF 340.60 | CHF 316.80 |
| 1'000 | CHF 311.40 | CHF 289.70 |
| 1'500 | CHF 282.20 | CHF 262.50 |
| 2'000 | CHF 253.10 | CHF 235.40 |
| 2'500 | CHF 232.20 | CHF 216.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 106.90 | CHF 99.50 |
| 200 | CHF 95.30 | CHF 88.70 |
| 400 | CHF 83.60 | CHF 77.80 |
| 600 | CHF 71.90 | CHF 66.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.