ÖKK Centre de santé — Region 3, Grisons
Region 3, Grisons: the Centre de santé model from ÖKK costs CHF 425.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 425.70, Centre de santé is not the lowest premium here: vita surselva goes down to CHF 404.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Centre de santé costs CHF 567.60 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 425.70 | CHF 396.00 |
| 500 | CHF 414.10 | CHF 385.20 |
| 1'000 | CHF 384.90 | CHF 358.00 |
| 1'500 | CHF 355.70 | CHF 330.90 |
| 2'000 | CHF 326.60 | CHF 303.80 |
| 2'500 | CHF 297.40 | CHF 276.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 319.30 | CHF 297.00 |
| 500 | CHF 307.70 | CHF 286.20 |
| 1'000 | CHF 278.50 | CHF 259.10 |
| 1'500 | CHF 249.30 | CHF 231.90 |
| 2'000 | CHF 220.20 | CHF 204.80 |
| 2'500 | CHF 191.00 | CHF 177.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 102.20 | CHF 95.10 |
| 200 | CHF 90.60 | CHF 84.30 |
| 400 | CHF 78.90 | CHF 73.40 |
| 600 | CHF 67.20 | CHF 62.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.