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Sophie

PrimaFlex or SanaTel — Aargau

Aargau: with Philos, PrimaFlex costs CHF 524.60 a month in 2026 and SanaTel CHF 527.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 37.20 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 524.60CHF 527.70CHF 37.20
500CHF 513.60CHF 516.20CHF 31.20
1'000CHF 486.10CHF 487.20CHF 13.20
1'500CHF 458.10CHF 457.70CHF 4.80
2'000CHF 430.50CHF 428.70CHF 21.60
2'500CHF 403.00CHF 399.70CHF 39.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.