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PrimaFlex or SanaTel — Region 2, Ticino

Region 2, Ticino: with Philos, PrimaFlex costs CHF 620.90 a month in 2026 and SanaTel CHF 624.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 43.20 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 620.90CHF 624.50CHF 43.20
500CHF 609.90CHF 613.00CHF 37.20
1'000CHF 582.40CHF 584.00CHF 19.20
1'500CHF 554.40CHF 554.50CHF 1.20
2'000CHF 526.80CHF 525.50CHF 15.60
2'500CHF 499.30CHF 496.50CHF 33.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.